Aug 31, 2017. American Express unveiled a new feature today that gives consumers more options and transparency on their credit card payments. The “Pay It Plan It” feature is now available on some consumer credit cards and co-branded cards, and gives cardholders two new options. They can pay off small purchases. Dec 11, 2017. Activate by Phone: To activate your USAA credit card by phone, call customer service at 201-531-8722. When the automated menu asks what you'd like to do, say, “activate my credit card.” You will then need to provide either your new credit card's account number or your USAA membership number, plus. If you cancel the card shortly after meeting the 1k spend and getting the bonus points, don't be surprised if they take back the points or charge you for them. Also how do you expect to get the bonus points if you don't activate the card and in turn are not meeting the spend within the first 3 months?The terms don't allow them to 'take back the points' if you meet the requirements, but if you don't have another card that is MR eligible, you don't have an MR account anymore, so your points disappear. Transfer them out first. Sounds like you only get the Platinum Bonus Miles once. So if you reapply, you may not be entitled to it. I may be wrong. And actually hope I'm wrong. Depends on whether the terms say 'first time.' Read the terms. Edit to add: That didn't address your question, though. ![]() If you close your last MR related card, the account closes and you lose the points. Opening a new account wouldn't automatically restore the points. Spend them or transfer them before you close the account (or open a Zync card and link it to the account, and keep it open so there's somewhere for the points to go). Don't new card spend bonuses normally take '8-12 weeks' to post? And require the account to be in good standing at the time of bonus posting? This is one way they can make sure they get at least 3 months of pro rata annual fee from you.Yes, it seems to vary by person. I initially decided to cancel my card without activating it after I had second thought about the annual fee. ![]() ![]() ![]()
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